Where you could join us
Business Areas
Our business is split into three main areas. Global Corporate and Investment Banking is where we look after Coverage, Debt Capital Markets, Structured Finance and Transaction Banking. In Global Markets, we’re carefully crafting investment solutions for our clients. And our Corporate Functions ensure our systems, financial models and data are all secure and reliable.
Together, these areas help us to serve the needs of our clients and work towards becoming the world’s most trusted financial group.
GLOBAL CORPORATE AND INVESTMENT BANKING
This incredibly broad business area includes specialised teams across Coverage & Structured Finance, Capital Markets and Transaction Banking. Each area offers fascinating insights into the way we do business, whether you’re helping to build strong relationships with our clients, providing innovative debt and equity products, or delivering tailored financial solutions that our customers rely on.
Coverage & Structured Finance
Corporate and Investment Banking covers two different specialisms within our business. First, there’s Coverage. This is all about client relationship building. Getting to know their business inside and out, it’s fast-paced and people-focused, working across all kinds of industries, territories and banking products. Not only will you spearhead the marketing efforts of various product teams, you’ll make sure the right people are in front of the right clients, at the right time.
Yet, if a client’s needs are too big or complex for traditional lending, this is where our specialist finance teams step in. Here you can work across Project, Commodity, Leveraged or Strategic Finance, and Securitisation.
As an analyst, you’ll have the opportunity to complete three rotations across our various teams, before choosing one to join permanently.
Capital Markets
There are all sorts of reasons why clients might want to raise additional capital: to grow their business, to optimise the efficiency of their capital structure, or access liquidity across international capital markets. And you’ll be the one to help them do it. You could become a specialist in credit, derivatives or debt capital markets, and provide clients with comprehensive financing solutions, using MUFG’s global platform to maximise access to the international capital markets.
Transaction Banking
Transaction Banking is a fast-growing part of MUFG. And that’s because it supports our clients’ key needs to manage their business and reach their goals. It means you’ll help with everything from day-to-day operations to managing payment and risks, as well as funding working capital. Being part of Transaction Banking will give you an exciting insight into how we achieve the very best solutions for our clients, and how we run their operations in the most efficient way possible and support the growth of their business.
GLOBAL MARKETS
With market experience around the globe, this team act as intermediaries – developing bespoke investment solutions that help clients hedge risk and achieve their goals.
Sales and Trading
Our clients expect carefully crafted investment solutions that are tailored to their individual requirements, backed up by cutting-edge insight and analysis, and flawlessly executed in markets across the globe from our teams in Sales, Trading and Structuring.
When it comes to the client, establishing and nurturing a deep and trusting relationship is essential. This means you’ll need to get under the skin of their organisation, clarifying their investment objectives, their appetite for risk and what they want to achieve.
When it comes to the solution, it’s important that you tap into the wider team’s knowledge of different investment models, while also weighing up the benefits and drawbacks of each option and using that knowledge to create a compelling proposition.
When it comes to the market, you’ll need to know what drives the value of different investments as you keep track of world events, while understanding the profound impact they can have on the value of the client’s portfolio.
Sales
By joining our Sales team, your role within the team will be to actively support with:
- Developing and maintaining strong relationships with a wide range of clients
- Analysing and developing solutions to meet clients’ needs
- Understanding and analysing the markets and industries our clients operate in to formulate trade ideas
- Liaising between clients and traders to price trades
- Preparing marketing materials for clients
Trading
By joining our Trading team, your role within the team will be to actively support with:
- Supporting traders in their daily activities
- Assist with enquiry pricing and booking trades
- Shadowing senior traders to understand how to price securities, and manage risk from trades
- Understanding & analysing the markets and the needs of our clients to develop trade ideas
Structured Products
By joining our Structured Products team, your role within the team will be to actively support with:
- Designing, delivering and executing tailored, cross-asset structured solutions for our key clients
- Overseeing the existing structured portfolio through active risk, portfolio and transaction management
- Developing, enhancing and introducing new products to help satisfy future client needs
“The inclusive culture and positive working environment at MUFG is outstanding. There are great learning opportunities, scope for personal growth as well as career development and progression.”Hear more from our people
CORPORATE FUNCTIONS
These teams are dedicated to ensuring our teams have what they need, so that they in turn can deliver for our clients. Whether they’re managing data flow throughout MUFG or identifying and mitigating risk – together, they make sure our systems, processes, information and financial models and information are absolutely watertight.
Compliance
Our compliance function is responsible for ensuring that laws, regulations and rules of exchanges and markets are adhered to within every country where we operate. For you, this means supporting senior management with a range of responsibilities. You’ll develop the skills you need to report requirements, establish necessary policies and procedures, and oversee compliance in financial and non-financial departments alike. You’ll also learn how to advise management and staff across our firm on a variety of regulatory matters.
Global Financial Crimes Division
The Global Financial Crimes Division make sure that our organisation conducts its business in such a way that protects our reputation, our business and our clients within the regulatory and legal framework. In this team, you’ll be responsible for the establishment and maintenance of effective systems and controls to protect clients’ assets, and to mitigate the risk that MUFG might be used to further financial crime.
Information Data Management
Every big decision we make and piece of advice we give is driven by data. And in this team, you’ll determine how that data flows throughout MUFG. You’ll also report on everything from Market Risk and Credit Risk to Profit & Loss and Capital. As part of this, you’ll make sure the numbers we use are accurate and delivered to the right people, at the right time, in a format that’s easy to understand and offers maximum insight. Bottom line? The work you produce will be used to make key strategic business decisions
Internal Audit
The EMEA Internal Audit Office helps us to conduct our business in a way that protects our reputation, our organisation, and our clients within the regulatory and legal framework. Our mission is all about finding the balance between risk and opportunity. By reviewing processes and improving our risk-mitigating controls, we can add value for the sustainable growth of our business.
As part of the programme, you’ll work on audit projects designed to test the robustness of our internal control framework. Collaborating with stakeholders, you’ll mitigate the risks we face every day, giving you the opportunity to contribute to the team and the overall success of our business. Along the way, you’ll develop key analytical and communication skills, as you gain exposure to different parts of the organisation.
Product Control
This team ensures all of our firm’s profits and losses are accurately managed and reported. Their role is to protect the assets, capital and reputation of the firm. This involves analysing revenues, carrying out valuation control, and delivering accurate and timely information to management. You’ll get to work closely with people from across the organisation, all while working closely with the Front Office Traders, Risk Management Teams & Operations (to name a few). It’s a unique opportunity to develop in-depth product knowledge, including Interest Rates, FX, Credit, Equity and Hybrids, including vanilla and exotics portfolios.
Risk
Risk management is absolutely vital to what we do, as it helps us deliver the best investment solutions and provide healthy returns for our stakeholders. In other words, managing risk effectively is critical to our success as a firm. Join this team, and you’ll help identify, measure, control, mitigate, monitor and report on material risk exposures to our international business. These can range from Credit Risk and Market Risk, to Enterprise Risk, Liquidity Risk and Operational Risk. Our different specialist teams analyse markets, client activities, valuation models, regulatory requirements and the control environment to ensure that any potential losses fall within MUFG’s appetite for risk.
Technology
Technology touches every part of our organisation – from our traders placing a trade to our risk managers utilising technology to analyse our risk exposure. Technology is integral to what we do and it’s why we invest so much in developing state-of-the-art infrastructure. You’ll tackle and solve some of the most complex problems we face. So you’ll need to understand the IT needs of a host of key functions, and then help us respond with market-leading innovation.
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