EMEA

Asia Pacific

Where you could join us

Business Areas

Our business is split into three main areas Global Corporate and Investment Banking, Global Markets and Corporate Functions. Each play a key role in helping us serve the needs of our clients and work towards becoming the world’s most trusted financial group.

Coverage

If you're able to build strong client relationships and are passionate about service, Coverage is for you. Coverage is main point of contact for our clients and we pride ourselves on building long-term relationships with our clients. As a result you’ll develop an in-depth understanding of a client’s business, their needs and how MUFG can best help them.

It's a diverse, fast-paced, people-focused challenge, and one that involves liaising with a wide range of individuals, banking products, industries and territories. You'll spearhead the marketing efforts of various product teams around the Bank, making sure we have the right people in front of the right clients at the right time.

Capital Markets

There are all sorts of reasons why clients might want to raise additional capital: to grow their business, to optimise the efficiency of their capital structure, or access liquidity across international capital markets. And you'll be the one to help them do it.

You could become a specialist in credit, derivatives or debt capital markets, and provide clients with comprehensive financing solutions, using MUFG’s global platform to maximise access to the international capital markets.

Structured Finance

Sometimes, a client will have financing or lending requirements that are far too complex for traditional lending products to meet. This can be due to the nature and timing of a particular transaction that demands a bespoke solution, but often it's down to the type, scale and complexity of the client's business.

When this is the case, they call on our Structured Finance teams, each of which specialises in a specific financing product such as Project Finance, Commodity Finance, Leveraged Finance, Strategic Finance, Syndications and Securitisation. These products can then be tailored within each team to suit the client’s individual needs.

To help you decide which product you would like to specialise in, you will have the opportunity to rotate across three areas before joining a team on a permanent basis.

Transaction Banking

Transaction Banking is a fast-growing part of MUFG. And that’s because it supports our clients’ key needs to manage their business and reach their goals. It means you’ll help with everything from day-to-day operations, to managing payment and risks, as well as funding working capital. Information and safe liquidity management are vital to our clients, so being part of Transaction Banking will give you an exciting insight into how we achieve the very best solutions to help our clients run their operations in the most efficient way possible and support the growth of their business.

Securitised Products

Securitised Products – The Securitised Products Group provides a variety of structured & tailor made financing and investment solutions to MUFG wholesale clients and investors. Securitised Products focuses on originating, structuring and distributing and trading Asset-Backed & Mortgage-Backed Securities (ABS/MBS) and Collateralized Load Obligation (CLO) transactions.

With market experience around the globe, this team act as intermediaries – developing bespoke investment solutions that help clients hedge risk and achieve their goals.

Sales & Trading

Our clients expect carefully crafted investment solutions that are tailored to their individual requirements, backed up by cutting-edge insight and analysis, and flawlessly executed in markets across the globe from our teams in Sales and Trading.

When it comes to the client, establishing and nurturing a deep and trusting relationship is essential. This means getting under the skin of their organisation, clarifying their investment objectives, their appetite for risk and what they want to achieve.

When it comes to the solution, it’s important to tap into the wider team’s knowledge of different investment models, while also weighing up the benefits and drawbacks of each option and using that knowledge to create a compelling proposition.

When it comes to the market, our teams understand what drives the value of different investments as they keep track of world events and understand the profound impact they can have on the value of the client’s portfolio.

This is all about servicing our clients. The teams here ensure our systems, processes, financial models and the data we rely on are absolutely watertight.

Compliance

Our compliance function is responsible for ensuring that laws, regulations and rules of exchanges and markets are adhered to within every country where we operate. For you, this means supporting senior management with a range of responsibilities.

With our guidance, you’ll develop the skills you need to report requirements, establish necessary policies and procedures, and oversee compliance in financial and non-financial departments alike. You’ll also learn how to advise management and staff across our firm on a variety of regulatory matters.

Information Data Management

Every big decision we make and piece of advice we give is driven by data. And in this team you’ll determine how that data flows throughout MUFG. You’ll also help report on everything from Market Risk and Credit Risk to Profit & Loss and Capital. As part of this, you’ll make sure the numbers we use are accurate and delivered to the right people, at the right time, in a format that's easy to understand and offers maximum insight. The work you produce will be used to make key strategic business decisions and to meet statutory and regulatory reporting requirements.

Product Control

This team ensures all of our firm’s profits and losses are accurately managed and reported. Our role is to protect the assets, capital and reputation of the organisation. This involves analysing revenues, carrying out valuation control, and delivering accurate and timely information to management.

You’ll get to work with people from across the organisation, working closely with the Front Office Traders, Risk Management Teams & Operations (to name a few). It’s a unique opportunity to develop in-depth product knowledge, including Interest Rates, FX, Credit, Equity and Hybrids, including vanilla and exotics portfolios.

Operations

This team is at the core of our business. And it’s a great place to see how banking works from start to finish. You’ll get involved in new product launches, manage Operational Risk and safeguard our inventory of cash and securities. Plus, you’ll be responsible for ensuring all our trades are booked correctly and settled accurately across multiple currencies and worldwide legal jurisdictions. So it’s a very diverse role.

Every day, you’ll liaise with teams across the firm to improve efficiencies and ensure we meet the needs of our clients.

Risk

Risk management is absolutely vital to what we do, as it helps us deliver the best investment solutions and provide healthy returns for our stakeholders. This is where we identify, measure, control, mitigate, monitor and report on material risk exposures to our international business. These can range from Credit Risk and Market Risk, to Enterprise Risk, Liquidity Risk and Operational Risk.

The different teams analyse markets, client activities, valuation models, regulatory requirements and the control environment to ensure that any potential losses fall within MUFG’s appetite for risk.

Managing risk effectively is critical to our success and to do this well, you need to develop a broad understanding of our business and our processes.

Technology

Technology touches every part of our organisation from our traders placing a trade to our risk managers utilising technology to analyse our risk exposure. Technology is integral to what we do and it’s why we invest so much in developing state of the art infrastructure.

You’ll tackle, and help to solve, some of the most complex problems we face. You will help provide cutting-edge solutions for areas across the business and will need to understand the IT needs of a host of key functions, and then help us respond with market leading innovation.

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